Do you carry credit card balances?
28%
Yes
72%
No
WINNER
28%
Yes
72%
No
I learned my lesson the hard way. I no longer have ANY carry-over credit balances. Zero debt.
Reply ReplyI feel terrible. I accidentally reported this comment when I thought I was up voting it! I have up voted it now!
I got rid of all our credit cards years ago. The interest is ridiculous! You end up paying a lot more in interest than the the cost of the items purchased!
Reply ReplyIf I don't have the money...I don't buy it. Interest rates are ridiculous!!
Reply ReplyNo. But I understand if people have to, but we are blessed enough to be able to pay it off every month.
Reply ReplyCheck out the Dave Ramsay system for getting out of credit card, and other debt! It has worked for me.
Why buy more than I can pay for? The federal government does that, which causes inflation.
Reply ReplyMy credit card pays me, in the form of points. I do not want to pay my credit card company.
Reply Reply
emergencies come up and I have no choice but to charge.
ReplySigh, yes. 😫
Reply