I use a budget (software I wrote for myself) and I'm debt free. I live within my means and don't use credit cards or have car payments. It's liberating!
The likelihood of seeing any law enforcement officer at anytime while driving-drunk or sober-is extremely unlikely. It leads me to ask just what do our officers do? If an incident occurs you’ll many officers from various jurisdictions sitting around doing absolutely nothing.Bureaucracy at work.
Social Security doesn't go very far.
ReplyI make enough but rental rates are abusive & drain our checks
ReplyStarting to improve my finances, though, so maybe not for much longer.
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