My heat does not come on until the house needs it too or the extra clothes do not help to keep warm anymore.

I would turn up the heat, but since my husband watches the money, and was born in a truck in winter in Manitoba, I put on a sweater.

My parents turn down the heat so often, I can regularly be seen in a blanket in the morning

We have lived in our current apartment for 12.5 years. We are on the 3rd floor, and everyone else's heat rises. We have never turned our heat on the whole time we've lived here.

I keep my heat on a steady 64 all winter for cost sake so feeling cold? Then throw on an extra layer

Put on a sweater. Even with 2 discounts and winterizing our home, winter PGE bill has been around $350-400 and that is keeping the house at 70

It doesn't make sense to me to waste money. Of course the heat is on in the winter, but not higher than it has to be. I will put on a sweat shirt or sweater before I crank up the heat higher than I have to. Also, I exercize in my house so it's not comfortable to have it too hot.

Being from Wisconsin, I'm all about the layers. Thermostat never goes over 70° for heat.

I'm an Oregonion who loves the outdoors so I learned to dress in layers long ago.

Well, yes, in the colder months we use the furnace, but of course we don't turn up the thermostat just because the outside temp goes down -- we may just burn a little more fuel to stay constant. And we keep things cool enough to wear an extra layer rather than making the house excessively warm.